Access to Higher Education Courses & QCF Vocational Courses

19+ Advanced Student Learning Loans

All courses this month, using a 19+ loan

Not like a normal loan!!!

You are NOT given any money with this loan.

Loan repayment calculator/estimator

Click here to estimate your loan repayments

You are NOT given any money with this loan.

  • You only start to pay monies to the UK Government once you earn over £21,000 a year.
  • If you never earn more than £21,000... then you never pay anything at all.
  • Think of it more of an "Income Contingent Repayment Plan" rather than a normal loan.
  • Your 19+ Loan is 100% between you and the Student Loans Company and none of your Loan ever comes to STAR College.
    • However, once you have your loan approved (by the Student Loans Company) STAR College will then access a different stream of Govt. funding to pay our costs in order to deliver to you your course.
  • The repayment period is open for a max of 30 years (any payments still due after 30 years are written off)
  • If you’re undertaking an Access to HE Diploma and then go on to complete an Higher Education qualification at a University, then the outstanding balance of your 19+ Advanced Learning Loan will be written off.
  • Any agreement for a loan is 100% with you and the Student Loans Company, never with STAR College
  • See Student Loans Company (the UK Government) for full details

Pay nothing...until you earn over £21,000 a year

  • Must be aged 19 years or older
  • Must be a UK resident for minimum of 3 years
  • Course you wish to study must be eligible for loan and meet the Student loan Company conditions
  • Eligibility for a loan is NOT subject to any household income threshold.
Am I eligible?

Click here to see if you are eligible to apply for a loan

The decision whether to grant you a 19+ Student loan is entirely down to the Student Loan Company. See their terms and conditions.

Key 19+ Advance Learning Loan Facts:

  • Getting a loan doesn't require a credit check
  • Your Loan is not dependent on your household income.
  • Pay nothing until you are earning over £21,000 per annum
  • You start paying at a rate of 9% of your earning over £21,000 each year.
  • Bursary Funds may be available to help with childcare or residential costs.


Student Loans CompanyStudnt loan co logo logo of student finance england

APPLY for my Student Loan

How do repayments work?

Loan Rates

Interest Rates

Loan cancellation

Can my 19+ loan be written off or cancelled?

Normally any outstanding loan you have will be written off 30 years after it becomes eligible to be repaid.

If you receive a disability-related benefit and are permanently unfit for work, the Student Loans Company can cancel the loan. However, they cannot cancel a loan unless they receive medical confirmation together with evidence of your disability benefit.

In addition, if you’re undertaking an Access to HE Diploma and then go on to complete an HE qualification the outstanding balance of your 19+ Advanced Learning Loan will be written off. To qualify for this write off you must have fully completed both courses. You do not need to take out a loan for the HE course. However, it must be eligible for funding by Student Finance England. The HE course does not have to relate to the Access to HE course you complete.

Finally, if you die your loan will be written off.

For full details, terms & conditions regarding any 19+ Advanced Student Learning Loans, use the links above to the Student Loans Company:

To Find out More Please see:

Impartial Financial Advice (Govt. site)

NOTE: For impartial money advice please visit the Money Advice Service.

mas CALL 0300 500 5000

* See home page for full details of 25% off promotional discount

Welcome to Ixion College. Ixion College is a brand owned by Ixion Holdings (Contracts) Ltd. Your learning agreement, should you wish to take a course with Ixion College, will be with Ixion Holdings (Contracts) Ltd under Ixion's UKPRN 10033758.

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